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Assets
Financial Assets$61.8T
Stocks & Equities$47.2T
21% of households
Cash & Deposits$9.6T
99% of households
Bonds & Fixed Income$6.2T
1% of households
Retirement & Tax-Adv.$77.8T
Retirement Accounts$48.1T
54% of households
IRAs$18.9T
31% of households
401(k) Plans$10.0T
50% of households
529 Plans$603B
13% of households
HSAs$159B
27% of households
Real Assets$87.1T
Real Estate$48.0T
66% of households
Commercial Real Estate$22.5T
6% of households
Residential Rentals$10.3T
13% of households
Farms$3.6T
1.5% of households
Vehicles$2.4T
87% of households
Mineral Rights$314B
9% of households
Business & Insurance$20.1T
Private Business$16.0T
15% of households
Life Insurance$2.2T
16% of households
RSUs & Equity Comp$2.1T
8% of households
Total Assets $181.6T
Ownership %: Federal Reserve SCF, 2022
Liabilities
Housing Debt$14.8T
Mortgages$13.77T
42% of households
HELOCs$434B
4% of households
HELOANs$562B
~3% of households
Consumer Credit$3.6T
Vehicle Loans$1.67T
35% of households
Credit Cards$1.33T
45% of households
Personal Loans$276B
19% of households
Vehicle Leases$209B
~10% of households
BNPL Debt$70B
~17% of households
Education & Health$2.1T
Student Loans$1.66T
22% of households
Medical Debt$194B
~14% of households
Deferred Medical$200B
~36% of households
Other Debt$2.2T
Margin Loans & SBLOCs$1.23T
~4% of households
Personal Guarantees$840B
~6% of households
Insurance Policy Loans$151B
~5% of households
Total Liabilities $20.9T
Holding %: Federal Reserve SCF 2022 & agency estimates
Net Worth
Overview By Percentile By Age
Cash Flow
Income Spending Taxes Debt Service Savings
Households
Overview By Age By Generation
Home / Assets / 529 Plans

529 Plans

Time series data on 529 college savings plan assets in the United States, tax-advantaged accounts that have grown to $602.9 billion across 17.7 million accounts.

529 plans crossed $600B for the first time in Q4 2025, up 14.8% year-over-year
Data View Commentary →
Total 529 Plan Assets
$602.9B Q4 2025
Source: Investment Company Institute / College Savings Plans Network · Combined savings and prepaid plan assets, year-end
Number of 529 Accounts
17.7M Q4 2025
Source: Investment Company Institute / CSPN · Total savings and prepaid plan accounts, year-end
Average 529 Account Value
$34,062 Q4 2025
Source: ICI / CSPN · Derived from total assets divided by total accounts

Key 529 Plan Metrics

Data from the Investment Company Institute, College Savings Plans Network, and ISS Market Intelligence.

Metric Value As Of Source
Total 529 Plan Assets $602.9 Billion Q4 2025 ICI
Total 529 Accounts 17.7 Million Q4 2025 ICI
Average Account Value $34,062 Q4 2025 ICI (derived)
Year-over-Year Asset Growth +14.8% Q4 2025 ICI
Accounts with Auto-Contributions 38% Q4 2024 CSPN
Largest Plan (CollegeAmerica) $109.1 Billion Q4 2025 ISS MI
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