Home
Calculators
Compare Net Worth Compare Annual Income Compare Assets & Liabilities
Assets
Financial Assets$61.8T
Stocks & Equities$47.2T
21% of households
Cash & Deposits$9.6T
99% of households
Bonds & Fixed Income$6.2T
1% of households
Retirement & Tax-Adv.$77.8T
Retirement Accounts$48.1T
54% of households
IRAs$18.9T
31% of households
401(k) Plans$10.0T
50% of households
529 Plans$603B
13% of households
HSAs$159B
27% of households
Real Assets$87.1T
Real Estate$48.0T
66% of households
Commercial Real Estate$22.5T
6% of households
Residential Rentals$10.3T
13% of households
Farms$3.6T
1.5% of households
Vehicles$2.4T
87% of households
Mineral Rights$314B
9% of households
Business & Insurance$20.1T
Private Business$16.0T
15% of households
Life Insurance$2.2T
16% of households
RSUs & Equity Comp$2.1T
8% of households
Total Assets $181.6T
Ownership %: Federal Reserve SCF, 2022
Liabilities
Housing Debt$14.8T
Mortgages$13.77T
42% of households
HELOCs$434B
4% of households
HELOANs$562B
~3% of households
Consumer Credit$3.6T
Vehicle Loans$1.67T
35% of households
Credit Cards$1.33T
45% of households
Personal Loans$276B
19% of households
Vehicle Leases$209B
~10% of households
BNPL Debt$70B
~17% of households
Education & Health$2.1T
Student Loans$1.66T
22% of households
Medical Debt$194B
~14% of households
Deferred Medical$200B
~36% of households
Other Debt$2.2T
Margin Loans & SBLOCs$1.23T
~4% of households
Personal Guarantees$840B
~6% of households
Insurance Policy Loans$151B
~5% of households
Total Liabilities $20.9T
Holding %: Federal Reserve SCF 2022 & agency estimates
Net Worth
Overview By Percentile By Age
Cash Flow
Income Spending Taxes Debt Service Savings
Households
Overview By Age By Generation
Home / Net Worth / By Percentile

Net Worth by Percentile

Time series data on U.S. wealth distribution by percentile group, Top 1%, Next 9%, Next 40%, and Bottom 50% wealth share, quarterly from 1989 to present.

Top 1% controls 31.7% of wealth ($57.6T), bottom 50% holds just 2.5%
Data View Commentary →
Wealth Share by Percentile Group
Top 1%: 31.7% · Next 9%: 36.4% · Next 40%: 29.4% · Bottom 50%: 2.5% Q3 2025
Sources: FRED WFRBST01134 (Top 1%), FRED WFRBSN09161 (Next 9%), FRED WFRBSN40188 (Next 40%), FRED WFRBSB50215 (Bottom 50%) · Fed Distributional Financial Accounts
Top 1% Wealth Share
31.7% Q3 2025
Source: FRED WFRBST01134 · Fed Distributional Financial Accounts
Next 9% Wealth Share (90th–99th Percentile)
36.4% Q3 2025
Source: FRED WFRBSN09161 · Fed Distributional Financial Accounts
Next 40% Wealth Share (50th–90th Percentile)
29.4% Q3 2025
Source: FRED WFRBSN40188 · Fed Distributional Financial Accounts
Bottom 50% Wealth Share
2.5% Q3 2025
Source: FRED WFRBSB50215 · Fed Distributional Financial Accounts

Wealth Distribution by Percentile

Share of total U.S. household net worth by wealth group.

Wealth Group Share As Of Source
Top 1% Wealth Share 31.7% Q3 2025 FRED WFRBST01134
Next 9% Wealth Share (90th–99th) 36.4% Q3 2025 FRED WFRBSN09161
Next 40% Wealth Share (50th–90th) 29.4% Q3 2025 FRED WFRBSN40188
Bottom 50% Wealth Share 2.5% Q3 2025 FRED WFRBSB50215
View Commentary →