Total IRA Assets
$18.9T
Q3 2025
Source: FRED BOGZ1LM893131573Q · Federal Reserve Z.1 Financial Accounts & ICI Quarterly Retirement Market Data
Number of IRA Accounts
70.0M
2022
Source: IRS Statistics of Income · Accumulation and Distribution of IRAs
Average IRA Account Balance
$184,288
2022
Source: Computed from IRS SOI total fair market value ÷ number of accounts
Key Data
Key IRA metrics from Federal Reserve, ICI, and IRS Statistics of Income.
| Metric | Value | As Of | Source |
|---|---|---|---|
| Total IRA Assets | $18.9 Trillion | Q3 2025 | ICI Quarterly Report |
| Number of IRA Accounts | 70.0 Million | 2022 | IRS SOI |
| Average IRA Balance | $184,288 | 2022 | IRS SOI |
| Households Owning IRAs | 57.9 Million (44%) | Mid-2024 | ICI Research |
| Traditional IRA Assets | $14.1 Trillion | 2024 | ICI |
| Roth IRA Assets | $2.0 Trillion | 2024 | ICI |
| IRA Assets in Mutual Funds | $7.3 Trillion (38%) | Q3 2025 | ICI |
| Average Fidelity IRA Balance | $121,983 | Q1 2025 | Fidelity |