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Assets
Ownership %: Federal Reserve SCF, 2022
Liabilities
Holding %: Federal Reserve SCF 2022 & agency estimates
Net Worth
Overview By Percentile By Age
Cash Flow
Income Spending Taxes Debt Service Savings
Households
Overview By Age By Generation
U.S. Household & Nonprofit Net Worth
$184.1T Q4 2025
Source: FRED TNWBSHNO · Federal Reserve Z.1 Financial Accounts
Note: This top-line figure includes nonprofit organizations (~$8.7T) for consistency with the Net Worth Overview page. The age cohort charts below sum to the household-only total ($172.9T) because nonprofit wealth cannot be assigned to age groups.
Total Wealth Held, Under 40
$11.38T Q3 2025
Source: Fed Distributional Financial Accounts · Age of household head under 40
Total Wealth Held, Ages 40–54
$34.16T Q3 2025
Source: Fed Distributional Financial Accounts · Age of household head 40–54
Total Wealth Held, Ages 55–69
$72.04T Q3 2025
Source: Fed Distributional Financial Accounts · Age of household head 55–69
Total Wealth Held, Ages 70+
$55.33T Q3 2025
Source: Fed Distributional Financial Accounts · Age of household head 70+

Median Net Worth by Age

Median household net worth by age of household head, from the 2022 Survey of Consumer Finances.

Age Group Median Net Worth As Of Source
Under 35 $39,000 2022 Fed SCF 2022
35–44 $135,600 2022 Fed SCF 2022
45–54 $247,200 2022 Fed SCF 2022
55–64 $364,500 2022 Fed SCF 2022
65–74 $409,900 2022 Fed SCF 2022
75+ $335,600 2022 Fed SCF 2022