Personal Consumption Expenditures
Total U.S. household spending on goods and services, including housing, healthcare, food, transportation, and all other consumer purchases.
$21.5T
Dec 2025
Source: FRED PCE · Bureau of Economic Analysis
Personal Consumption Expenditures per Household
Average annual spending per U.S. household, calculated by dividing total expenditures by the number of households.
Source: FRED TTLHH · U.S. Census Bureau
Spending by Category
Personal consumption expenditures broken down by major category. Quarterly data, seasonally adjusted annual rate.
| Category | Annual Rate | Share of PCE | As Of | Source |
|---|---|---|---|---|
| Housing & Utilities | $3.9T | 18.1% | Q4 2025 | FRED DHUTRC |
| Healthcare | $3.6T | 17.1% | Q4 2025 | FRED DHLCRC |
| Other Services | $1.8T | 8.5% | Q4 2025 | FRED DOTSRC |
| Other Nondurable Goods | $1.8T | 8.2% | Q4 2025 | FRED DONGRC |
| Financial Services & Insurance | $1.8T | 8.2% | Q4 2025 | FRED DIFSRC |
| Food & Beverages (Off-Premises) | $1.5T | 7.2% | Q4 2025 | FRED DFXARC |
| Food Services & Accommodations | $1.5T | 7.1% | Q4 2025 | FRED DFSARC |
| Recreation | $841B | 3.9% | Q4 2025 | FRED DRCARC |
| Motor Vehicles & Parts | $748B | 3.5% | Q4 2025 | FRED DMOTRC |
| Transportation Services | $724B | 3.4% | Q4 2025 | FRED DTRSRC |
| Recreational Goods & Vehicles | $715B | 3.3% | Q4 2025 | FRED DREQRC |
| Clothing & Footwear | $576B | 2.7% | Q4 2025 | FRED DCLORC |
| Furnishings & Household Equipment | $511B | 2.4% | Q4 2025 | FRED DFDHRC |
| Gasoline & Other Energy Goods | $425B | 2.0% | Q4 2025 | FRED DGOERC |
| Education | $372B | 1.7% | 2025 | FRED DEDURC |
| Other Durable Goods | $308B | 1.4% | Q4 2025 | FRED DODGRC |
Housing & Utilities
Includes rent (tenant-occupied and owner-imputed), group housing, water and sanitation, electricity, and natural gas.
$3.9T
Q4 2025
Source: FRED DHUTRC · Bureau of Economic Analysis
Housing & Utilities per Household
Average annual spending per U.S. household, calculated by dividing total expenditures by the number of households.
Source: FRED TTLHH · U.S. Census Bureau
Healthcare
Includes physician, dental, and paramedical services, home health care, hospital services, and nursing home care.
$3.6T
Q4 2025
Source: FRED DHLCRC · Bureau of Economic Analysis
Healthcare per Household
Average annual spending per U.S. household, calculated by dividing total expenditures by the number of households.
Source: FRED TTLHH · U.S. Census Bureau
Other Services
Includes personal care services, social services, religious activities, household maintenance, professional services, net foreign travel, and communication services.
$1.8T
Q4 2025
Source: FRED DOTSRC · Bureau of Economic Analysis
Other Services per Household
Average annual spending per U.S. household, calculated by dividing total expenditures by the number of households.
Source: FRED TTLHH · U.S. Census Bureau
Other Nondurable Goods
Includes pharmaceuticals, recreational items (toys, pets, flowers), household supplies, personal care products, tobacco, and magazines and stationery.
$1.8T
Q4 2025
Source: FRED DONGRC · Bureau of Economic Analysis
Other Nondurable Goods per Household
Average annual spending per U.S. household, calculated by dividing total expenditures by the number of households.
Source: FRED TTLHH · U.S. Census Bureau
Financial Services & Insurance
Includes banking fees, securities commissions, portfolio management, life insurance, health insurance, and property and vehicle insurance.
$1.8T
Q4 2025
Source: FRED DIFSRC · Bureau of Economic Analysis
Financial Services & Insurance per Household
Average annual spending per U.S. household, calculated by dividing total expenditures by the number of households.
Source: FRED TTLHH · U.S. Census Bureau
Food & Beverages (Off-Premises)
Includes groceries, nonalcoholic beverages, alcoholic beverages purchased for home consumption, and food produced on farms.
$1.5T
Q4 2025
Source: FRED DFXARC · Bureau of Economic Analysis
Food & Beverages (Off-Premises) per Household
Average annual spending per U.S. household, calculated by dividing total expenditures by the number of households.
Source: FRED TTLHH · U.S. Census Bureau
Food Services & Accommodations
Includes restaurant meals, cafeteria and school meals, food furnished to employees, and hotel and motel accommodations.
$1.5T
Q4 2025
Source: FRED DFSARC · Bureau of Economic Analysis
Food Services & Accommodations per Household
Average annual spending per U.S. household, calculated by dividing total expenditures by the number of households.
Source: FRED TTLHH · U.S. Census Bureau
Recreation
Includes memberships, sports, amusement parks, movies, live entertainment, streaming services, cable TV, gambling, veterinary services, and package tours.
$841B
Q4 2025
Source: FRED DRCARC · Bureau of Economic Analysis
Recreation per Household
Average annual spending per U.S. household, calculated by dividing total expenditures by the number of households.
Source: FRED TTLHH · U.S. Census Bureau
Motor Vehicles & Parts
Includes new domestic and foreign autos, light trucks, net purchases of used vehicles, and motor vehicle parts and accessories.
$748B
Q4 2025
Source: FRED DMOTRC · Bureau of Economic Analysis
Motor Vehicles & Parts per Household
Average annual spending per U.S. household, calculated by dividing total expenditures by the number of households.
Source: FRED TTLHH · U.S. Census Bureau
Transportation Services
Includes vehicle maintenance and repair, leasing and rental, parking, tolls, mass transit, taxis, ride-sharing, air travel, and water transportation.
$724B
Q4 2025
Source: FRED DTRSRC · Bureau of Economic Analysis
Transportation Services per Household
Average annual spending per U.S. household, calculated by dividing total expenditures by the number of households.
Source: FRED TTLHH · U.S. Census Bureau
Recreational Goods & Vehicles
Includes video, audio, and computing equipment, sporting goods, guns and ammunition, bicycles, motorcycles, recreational books, and musical instruments.
$715B
Q4 2025
Source: FRED DREQRC · Bureau of Economic Analysis
Recreational Goods & Vehicles per Household
Average annual spending per U.S. household, calculated by dividing total expenditures by the number of households.
Source: FRED TTLHH · U.S. Census Bureau
Clothing & Footwear
Includes women's, men's, boys', girls', children's, and infants' clothing, footwear, and sewing materials.
$576B
Q4 2025
Source: FRED DCLORC · Bureau of Economic Analysis
Clothing & Footwear per Household
Average annual spending per U.S. household, calculated by dividing total expenditures by the number of households.
Source: FRED TTLHH · U.S. Census Bureau
Furnishings & Household Equipment
Includes furniture, household appliances, glassware, tableware, utensils, and tools and equipment for house and garden.
$511B
Q4 2025
Source: FRED DFDHRC · Bureau of Economic Analysis
Furnishings & Household Equipment per Household
Average annual spending per U.S. household, calculated by dividing total expenditures by the number of households.
Source: FRED TTLHH · U.S. Census Bureau
Gasoline & Other Energy Goods
Includes motor vehicle fuels, lubricants, and fluids, as well as fuel oil and other household fuels.
$425B
Q4 2025
Source: FRED DGOERC · Bureau of Economic Analysis
Gasoline & Other Energy Goods per Household
Average annual spending per U.S. household, calculated by dividing total expenditures by the number of households.
Source: FRED TTLHH · U.S. Census Bureau
Education
Includes higher education (public and private), nursery, elementary, and secondary schools, and commercial and vocational training.
$372B
2025
Source: FRED DEDURC · Bureau of Economic Analysis · Annual data
Education per Household
Average annual spending per U.S. household, calculated by dividing total expenditures by the number of households.
Source: FRED TTLHH · U.S. Census Bureau
Other Durable Goods
Includes jewelry and watches, luggage, therapeutic appliances and equipment, educational books, and telephone and communication equipment.
$308B
Q4 2025
Source: FRED DODGRC · Bureau of Economic Analysis
Other Durable Goods per Household
Average annual spending per U.S. household, calculated by dividing total expenditures by the number of households.
Source: FRED TTLHH · U.S. Census Bureau
Key Data
Key spending metrics from BEA and Federal Reserve data.
| Metric | Value | As Of | Source |
|---|---|---|---|
| Personal Consumption Expenditures | $21.5 Trillion | Dec 2025 | FRED PCE |
| Consumer Spending as % of GDP | ~70% | 2025 | BEA |
| Total Noncash Payments | $128 Trillion+ | 2022 | Fed Payments Study |